Driving without insurance is a serious motor vehicle offense under New Jersey law. It carries harsh penalties that can significantly affect your life in many ways. Below is an overview of this law.
N.J.S.A. 39:6B-1: Driving Without Insurance
The N.J.S.A. 39:6B-1 codifies the New Jersey Compulsory Motor Vehicle Insurance Law, which requires that every owner of a vehicle registered or principally garaged in New Jersey to carry liability insurance coverage. This rule also states that if an individual is unable to produce a valid insurance card by the time of trial, there will be a rebuttable presumption that the individual was uninsured at the time of the accident or the violation.
The Fines and Penalties of “Driving Without Insurance”
The fines and penalties of the New Jersey law of “Driving Without Insurance” varies depending on how many times the individual has violated this law.
- First offense:
· Fine of at least $300 and up to $1,000;
· Community service;
· DMV surcharges of $250 for three years; and
· Mandatory license suspension of one year.
- Second offense:
· Fine of at least $5,000
· Mandatory jail sentence of 14 days
· 30 days of community service
· License suspension for two years (in order to reinstate driving privileges, the violator must submit an application to the Director of the Division of Motor Vehicles for reinstatement)
Fighting a Charge of “Driving Without Insurance”
Just because you are charged with a violation of this law does not mean you will automatically be convicted. An experienced New Jersey ticket attorney can utilize many defenses to attempt to prevent you from being convicted under this statute. Some defenses include:
· Your car was not registered in New Jersey or was not principally garaged in the state.
· You were not aware that your car was uninsured and had no reason for knowing it.
· You were not the owner of the car and were in fact covered under another insurance policy for liability coverage.
Contact Us
For more information or to schedule a complimentary consultation with New Jersey ticket attorney Dan Matrafajlo, please call the Law Offices of Dan T. Matrafajlo at (908) 248-4404.
N.J.S.A. 39:6B-1: Driving Without Insurance
The N.J.S.A. 39:6B-1 codifies the New Jersey Compulsory Motor Vehicle Insurance Law, which requires that every owner of a vehicle registered or principally garaged in New Jersey to carry liability insurance coverage. This rule also states that if an individual is unable to produce a valid insurance card by the time of trial, there will be a rebuttable presumption that the individual was uninsured at the time of the accident or the violation.
The Fines and Penalties of “Driving Without Insurance”
The fines and penalties of the New Jersey law of “Driving Without Insurance” varies depending on how many times the individual has violated this law.
- First offense:
· Fine of at least $300 and up to $1,000;
· Community service;
· DMV surcharges of $250 for three years; and
· Mandatory license suspension of one year.
- Second offense:
· Fine of at least $5,000
· Mandatory jail sentence of 14 days
· 30 days of community service
· License suspension for two years (in order to reinstate driving privileges, the violator must submit an application to the Director of the Division of Motor Vehicles for reinstatement)
Fighting a Charge of “Driving Without Insurance”
Just because you are charged with a violation of this law does not mean you will automatically be convicted. An experienced New Jersey ticket attorney can utilize many defenses to attempt to prevent you from being convicted under this statute. Some defenses include:
· Your car was not registered in New Jersey or was not principally garaged in the state.
· You were not aware that your car was uninsured and had no reason for knowing it.
· You were not the owner of the car and were in fact covered under another insurance policy for liability coverage.
Contact Us
For more information or to schedule a complimentary consultation with New Jersey ticket attorney Dan Matrafajlo, please call the Law Offices of Dan T. Matrafajlo at (908) 248-4404.
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